Check Online Loan Eligibility Criteria & Requirements at flypay


flypay’s loan app provides access to personal loans of up to NGN 500,000 right from the comfort of your smartphone – if you meet our loan eligibility criteria. Conventional banks and lenders analyze past credit history and several other criteria too closely when verifying someone’s credit-worthiness.

Anyone can apply for our personal loan, as long as you meet five basic criteria mentioned below

To get a personal online loan with flypay, you need to meet four primary eligibility criteria. Make sure you qualify on this, and getting a personal loan should be easy.

Eligibility Criteria

Age: You must be at least 21 years old at the time of your personal loan application. You must not be older than 55 years.

Citizenship: You must be a resident of Nigeria

Credit Score: 750 or higher.

KYC: You must have all the KYC documents required.

>> MORE: Get Quick Loans Online In Nigeria Up To NGN 600,000

Document Required For Online Loan

Borrow money without physical documents

KYC documents: BVN card/ passport

Anroid phone

Address pool


Bank account statements of the previous 3 months

Personal online loan application process

Step-by-step guide to apply for a personal loan online

  1. Click on HERE to open our online application form
  2. Click “Go login” and register with your mobile number.
  3. After you register, please click button “Get credit limit” to fill in your personal information.
  4. The system will lead you to “Credit Scanner” download landing page after form submission, please download “Credit Scanner” and install it in your phone.

The loan amount will be transferred to your bank account on the successful verification of your documents.

>> MORE: Guid apply for a loan online

Why our customers love us


“I am at a loss for words to describe my relationship with flypay. It happened much too quickly, I would say it was like lightning.

I assumed when I applied that they would take the same amount of time as the banks to sanction my request. However, I was taken aback by how quickly the money was credited.”


“I had trouble believing that I could apply for a loan using flypay entirely on my phone and inside ten minutes.

It was a very great experience when I tried it for myself. The money was in my account in a matter of minutes! Flypay is your only hope! A+ Recommendation!”


My experience has been excellent. The second time I applied for a loan, the procedure was even more streamlined.

I enjoyed the team’s interactions with me as well. It is the precise answer to month-end cash flow issues. I can also use it to pay off the balance on my credit card.”


Please enter your comment!
Please enter your name here