Need cash before your next payday?


Use Flypay Loan App in Nigeria to find the best payday loans for you. Simply download the App from the google play store and fill in the loan application and You will get a list of loan offers from which you can select the best deal for you.


Payday loans are unsecured, short-term loans that are typically only available to people who are employed… The loan terms for a payday loan usually include a loan duration of up to 3 months, but many lenders request borrowers to repay the loan with their next salary. The borrower is usually given access to a loan amount of half of a monthly salary. Interest rates on a payday loan are also Low- moderate rates depending on how much you borrow and how you choose to repay.

Because a payday loan is a small amount the disbursement process is fast compared to other loan types. When you apply for a payday loan online using Flypay App, the money will be disbursed into your bank account within a minute.


Is It the Best Option for Me? There may be times when you need a cash advance because of an emergency that cannot wait until your next pay period or pay… This is the reality for many, and this is why a payday loan from Flypay comes in handy. Talking about the right loan amount to carry you until your next salary payment without worries.

A payday loan can come in handy when you have an emergency and need access to money as soon as possible for a brief period of time.


  • Select the best loan offer for your situation
  • Finalize the loan application process
  • Get the money disbursed to your account

Payday loans in Nigeria are usually paid out quickly in this case Flypay gives out loans as fast as within a minute – if the loan amount is small these quick online loans can even be paid out in the same minutes as the application was filed.

Payday loan lenders in Nigeria generally will normally require you to be able to prove that you receive a regular salary – and this will mean you need to upload bank statements in order to complete the form.

But on Flypay you will only need to provide your BVN, Phone numbers, and money-receiving account and you are good to go.

Some Frequently Asked Questions

What are payday loans?

As explained earlier in this topic, A Payday loan in Nigeria is a short-term loan that is typically paid back from a portion of the borrower’s income. The interest rate of the loan depends on the borrower’s own income level and credit score.

How do payday loans work?

A payday loan won’t need collateral, so its interest rate will typically be higher than one loan with collateral. Depending on the lender, your upcoming income payments may be automatically reduced to cover the loan repayment.

How to get payday loans?

Typically, a lender wants to see proof of employment and a steady monthly income. Also, it is important not to have any history of defaults. Each lender has a unique evaluation procedure, and how they grant payday loans may vary.

Even though payday loans are permitted, each borrower should carefully review the terms of the loan before accepting one. The interest rate of payday loans is usually high and is meant to be short-term, so it should be paid off as soon as possible.

How do payday loans make money?

The lenders make revenue through service charges and interest rate charges. Before applying for a loan, it is crucial to carefully read the terms. Don’t just calculate the interest rate; make sure to account for all fees.

Is Flypay payday loan online safe?

Online payday loan applications are generally secure, but be wary of dubious-looking services… We can only ensure the safety of your information on Flypay.

Where to get payday loans

Most lenders offer their own versions of payday loans. However, the easiest way to get payday loan offers is to use the provided Flypay loan App.


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